Finance

eShram Card: Review, Eligibility, Registration, Benefits, Status, and Guide to Check Balance

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Introduction: What is the eShram Card?

Hii Welcome to Under20s! Let’s talk about something super cool called the eShram Card. Imagine having a special card that can help you in so many ways! The eShram Card is just like thatโ€”it’s a special card that gives people some amazing benefits. It’s a bit like having a magic wand! โœจ

On August 26, 2021, the Ministry of Labour and Employment of the Government of India launched the E-Shram gateway in an effort to provide an information base for workers in tumultuous areas. The E-Shram platform has so far been used for almost 20 crore enrollments.

Following Uttar Pradesh in terms of enrollments are West Bengal, Bihar, Odisha, and Jharkhand. Each and every employee who signs up will receive an E-Shram card with access to perks. Workers can enlist themselves using their Aadhar numbers and bank information, all other things being equal.

  • Enrolled people will be eligible for a number of benefits by participating in the Shramik Yojana and obtaining an E-Shram card.
  • The public authority’s acceptance of government-run retirement programmes will benefit the workforce.
  • Workers who successfully register on the gateway will receive the E-Shram card. A 12-digit UAN number can be seen on the card.
  • No longer will people from the E-Shram gateway need to apply for any other government social assistance programme.

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Who Can Get an eShram Card?

The eShram Card is for all the hardworking people out there who do different kinds of work, like building houses, making things, or even working in offices. If you are above 16 years old and work in an unorganized sector (which means you don’t have a fixed job or work on your own), then you are eligible to get an eShram Card. It’s like being part of an exclusive club for awesome workers like you! ๐Ÿ˜Ž

How to Register for an eShram Card?

Getting your very own eShram Card is easy-peasy! All you need to do is follow these simple steps:

  1. First, you have to visit the official website for the eShram Card. It’s like visiting a special store, but you do it on the internet.
  2. Once you’re on the website, look for the registration form. It’s like filling out a special puzzle where you put in your details, like your name, age, and where you work.
  3. After filling out the form, click on the submit button. It’s like sending a message to the people who make the eShram Card.
  4. Ta-da! That’s it! Now, all you have to do is wait for your very own eShram Card to arrive. It’s like waiting for a special gift to come in the mail. ๐ŸŽ

Eligibility of eShram Card

  • The applicant’s age should range from 16 to 59 years old.
  • The applicant should not be an EPFO or ESIC member.
  • The applicant should not be a tax payer by income.
  • The candidate must be employed by the unorganised sector.

Benefits of Having an eShram Card

Having an eShram Card comes with some really awesome benefits! Let’s check them out:

  1. Health Benefits: If you ever get sick or have an accident while working, the eShram Card helps you get medical treatment without having to worry about money. It’s like having a superhero who takes care of you when you need help.
  2. Skill Training: The eShram Card also gives you a chance to learn new skills. It’s like going to a super cool school where you can learn how to do even more amazing things!
  3. Pension: When you grow up and become older, the eShram Card will make sure you have some money to take care of yourself. It’s like having a piggy bank that grows bigger and bigger over time.
  4. Workers who sign up through the E-Shram platform would receive a protection benefit worth up to Rs 2 lakh. The Pradhan Mantri Suraksha Bima Yojana is responsible for this.
  5. In the unlikely event that the worker is killed in an accident, suffers a physical disability, or both, a sum of Rs. 2 lakh and Rs. 1 lakh are provided.
  6. Yogi government made a promise to pay Rs. 500 to everyone who applied for an E-Shram card.

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Stakeholders in the E-Shram portal

  • Labour and employment ministry
  • State/UT Government Line Ministries/Department of Central Government Workers Facilitation
  • Centre and Field Operator Ministry of Electronics and Information Technology
  • Those who are unorganized and their families
  • UIDAI
  • NPCI
  • ESIC INFORMATION
  • CSC – SPV
  • Department of Post through a private sector partner at the Post Office

Checking Your eShram Card Balance

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Once you have your eShram Card, it’s important to keep track of how much money you have on it. Here’s how you can do it:

  1. Visit the official website for the eShram Card. It’s like going to a special place on the internet.
  2. Look for the option to check your card balance. It’s like peeking inside your piggy bank to see how much money you have.
  3. Enter your card details, just like how you put your secret code to open your piggy bank. ๐Ÿท
  4. And there you have it! You can now see how much money is there on your eShram Card. It’s like seeing a surprise present every time you check!

Stories of People Benefiting from the eShram Card

Let me tell you a heartwarming story about how the E Shram Card has changed someone’s life. Meet Raju, a hardworking construction worker. Before he got his E Shram Card, Raju struggled to get proper medical treatment when he got injured while working. He often had to worry about how to pay for the expenses.

But once Raju got his E Shram Card, everything changed. He didn’t have to worry anymore because the card covered his medical expenses. It was like having a superhero by his side, protecting him from the worries and financial burdens.

Raju was also able to attend skill training programs through the E Shram Card. He learned new techniques and improved his skills, which helped him get better job opportunities and earn more money. The E Shram Card gave him the confidence to dream bigger and achieve more in life.

How to Make the Most of Your E Shram Card

Now that you have your E Shram Card, it’s important to make the most out of it. Here are a few tips to help you do that:

  1. Explore the Benefits: Take the time to understand all the benefits that come with your E Shram Card. From health services to skill training, make sure you know what you’re entitled to.
  2. Stay Informed: Keep yourself updated about any new services or programs that become available for E Shram Cardholders. Visit the official website regularly or check for updates from the government.
  3. Share Your Story: If the E Shram Card has made a positive impact on your life, share your story with others. By sharing your experiences, you can inspire and encourage others to make the most of their cards too.

Remember, the E Shram Card is not just a piece of plastic. It’s a symbol of recognition and support for your hard work. Embrace it and use it to build a better future for yourself.

Various E-Shram Portal Schemes | Social Security Welfare Schemes

The Pradhan Mantri Shram the Yogi Maandhan Yojana.

After turning 60, the user of this plan receives a base payout of $3,000 per year. In the unlikely event that the beneficiary passes away, the recipient’s spouse receives half of the benefits share. The client will need to pay the exceptional, which will range from 55 to 200 dollars, in order to benefit from this plan. The receiver will save half of the premium amount, and the central government will keep the other half.

Public Pension Plan for Business Owners, Traders, and Independent Contractors

After reaching the age of 60, the recipient is awarded a base annuity of Rs 3,000 under this scheme. The recipient must pay a premium of 55 to 200 to take advantage of this plan. The beneficiary stores half of the premium payment while the government bears the other half.

Jeevan Jyoti Bima Yojana, Pradhan Mantri

The Department of Financial Services is responsible for executing this strategy. The bank provides the benefit of this plan. 200000 is granted to the recipient’s candidate under this plan in the event of the recipient’s passing for whatever reason. Download the E-Shram card

Mantri Suraksha Bima Yojana

According to this arrangement, if the beneficiary goes away due to an accident or becomes disabled, then a sum of $2,00000 is given; if the beneficiary is not disabled, then a sum of $100,000 is given. Financial aid is provided.

Allied Pension Scheme

An annuity of between $1,000 and $5,000 is granted to the recipient under this scheme. The beneficiary’s life partner will also get a single amount in benefits under this plan once the beneficiary passes away. Download the E-Shram card

PDS

Each month, the beneficiary receives 35 kg of rice or wheat via this plot. The family living above the poverty level receives 15 kg of food items.

Mantri Awas Yojana-Grain

In the plain zone and the uneven region, respectively, financial assistance of Rs 1.2 lakh and Rs 1.3 lakh is provided through this plan for the creation of homes.

Programme for Public Social Assistants

This plot is an annuity. A monthly premium of 300 to 500 must be paid under this agreement. A payout ranging from $1,000 to $3,000 is provided under this plan. Login to E-Shram

Bharat Ayushman Pradhan Mantri Arogya Yojana, Jan

Each household receives free health insurance coverage up to $500,000 through this plot.

Medical Insurance Programme for Weavers

This plan provides the weaver with health protection. Corporation for National Safai Karamchari Finance and Development Through this strategy, financial assistance is provided to the Safai Karamcharis.

Independent Employment Programme for Manual Scavengers

Manual foragers will receive preparation thanks to this plot expertise, and their dependents will be paid nothing. In addition, the public authority will also provide remuneration in the amount of Rs 3,000

Frequently Asked Questions (FAQs)

Can I get an eShram Card if I have a regular job?

No, my little friend. The eShram Card is specifically for people who work in the unorganized sector and don’t have a fixed job.

Do I have to pay to get an eShram Card?

Nope, getting an eShram Card is absolutely free! You don’t have to spend any money to become a part of this cool club.

What if I lose my eShram Card?

Don’t worry, it happens to the best of us! If you lose your card, you can simply apply for a new one on the official website. It’s like getting a replacement toy when you accidentally lose your favorite one.

Can I use my eShram Card anywhere in the country?

Absolutely! The eShram Card can be used all across the country, no matter where you go. It’s like having a special passport that works everywhere.

How long does it take to get an eShram Card?

Once you apply for the eShram Card, it usually takes a few weeks for it to arrive. It’s like waiting for a surprise gift to be delivered to your doorstep.

Can I use my eShram Card for shopping?

Yes, indeed! Your eShram Card can be used for shopping at various places, just like a magic card that lets you buy things you need.

How often can I check my eShram Card balance?

You can check your eShram Card balance whenever you want, as many times as you want. It’s like being able to count your money whenever you feel like it.

Summary

In summary, the eShram Card is a special card that gives amazing benefits to hardworking individuals in the unorganized sector. It provides access to healthcare, skill training, and financial security. Getting an eShram Card is easy through the registration process, and checking your card balance is simple too. By having an

Wow, we’ve learned so much about the amazing eShram Card today, haven’t we? It’s a special card that helps hardworking people like you in many ways. We talked about how to get the card, the benefits it brings, and even how to check your card balance. Remember, the E Shram Card is like having a magic wand that makes life easier and happier for you!

If you are eligible for an eShram Card, don’t waitโ€”go ahead and apply for one. It’s a great way to take care of yourself and have some amazing benefits. So, what are you waiting for? Get ready to join the E Shram Card club and make your life more awesome! ๐Ÿ˜Š๐Ÿ’ช๐ŸŽ‰

References Used

https://eshram.gov.in/
https://web.umang.gov.in/landing/department/national-database-of-unorganised-workers-ministry-of-labour-and-employment.html

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