FINANCE BY U20S

BEST STUDENT CREDIT CARDS

UNDER20S MEDIA

IMAGE: TIMES OF INDIA

Student credit cards are the newest comers in the credit card industry, assisting college students in managing their own expenses.

What are Student Credit Cards?

Various banks have developed unique eligibility criteria for issuing a student credit card.

Eligibility Of Student Credit Cards

When compared to other credit cards offered by banks, student credit cards have a lower credit limit.

STUDENT CREDIT CARD LIMIT

A student credit card typically has a credit limit of Rs. 15, 000. This is done to prevent cardholders from incurring debt as a result of unrestricted spending.

STUDENT CREDIT CARD LIMIT

Student credit cards are typically valid for five years from the date of issue, as opposed to regular credit cards, which have a three-year validity period.

STUDENT CREDIT CARD VALIDITY

The student cards include rewards and loyalty programmes that provide cashback or cash points when a certain amount is spent with the card. 

REWARDS

The cards also include special offers and discounts on services and purchases made all over the world.

REWARDS

The student credit card can be upgraded to a regular credit card at any time during the card's validity period if the cardholder so desires.

UPGRADE STUDENT CREDIT CARD

Student credit cards do not require extensive documentation. When applying for a card, the minimum level of documentation is required.

DOCUMENTS REQUIRED

Joining Fees: Rs. 500 First-year fees: NIL Renewal Fees from 2nd-year: Rs. 500 

Fees and Charges

Flipkart Axis Bank Credit Card is one of the best cards available in the market. To apply this card you can read the whole guide by clicking below.

HOW TO APPLY FLIPKART AXIS CREDIT CARD?

READ THE BEST OF FINANCE AT UNDER20s